Gold Coast Holistic Dental Care

More than just a dental clinic

Payment Options for Treatment Plans

To make your treatment more manageable, we offer a variety of payment plans. This way, you can receive the treatment you need and pay for it in a way that suits you.

For treatments below $1,000, we accept zip pay and Afterpay interest-free payment plans. For treatments above $1,000 and below $10,000 we accept zip money. Read on to learn more about each payment plan type.

We also accept MiFund MiLoan (for payments between $400 and $30,000) and MiFund MiLoan Interest-Free ($2,000 to $30,000) payment plans.

Afterpay

How it works

Afterpay splits your purchase (under $1,000) into four equal payments. Every 2 weeks, a quarter of your payment will be due. For example, if you purchased a 60-minute massage package for $70 with Afterpay, you would have 4 instalments of $17.50 to pay over the timeframe of 8 weeks.

Requirements

Before you can use Afterpay, you will have to set up an account online or via the app. You will need to provide a valid Australian bank card and be at least 18 years old to use the service. After your treatment, you can generate a bar code in the Afterpay app to give to our receptionists to use for your payment.

The approval process is instantaneous.

Fees/Interest

Afterpay is an interest-free payment option with no account setup or ongoing fees. However, if payments are not made by the due date, late fees will be incurred.

If repayments are made on time, you will only have to pay for the item or service you have purchased.

Zip Pay

How it works

Zip Pay is a virtual wallet that allows you to make multiple purchases that equal to or are under $1,000. You can also choose how much you would like to repay and when (weekly, fortnightly or monthly).

Requirements

Before you can use Zip, you will need to apply online. Here you will need to provide a phone number, address, employment records, and financial information. Zip will also run a credit check.

Approval in most cases is instantaneous. However, depending on the information you have provided, Zip may limit your wallet to $350 or $500.

Fees/Interest

Zip is an interest-free payment option. However, a $6 account fee will be incurred if there is an outstanding balance in the account each month. As well, Zip requires a minimum repayment of $40/month.

Zip Money

How it works

Zip Money allows you to make multiple purchases above $1,000 and below $10,000. Like Zip Pay, you can choose a repayment plan timeframe and amount that suits you.

Requirements

Before you can use Zip Money, you will need to apply online. To be approved you will need a phone number, residential address, employment details and financial records. Likewise, Zip will run a credit check before you are approved.

Fees/Interest

Zip is interest free for 3 months, and after this period you will incur interest. Although, there are promotions available which extend this period.

Every month if there is an outstanding balance in the account, a $6 account free will be charged. There is also a minimum repayment of $40/month.

Depending on your credit limit, there may be a one-off establishment fee between $0 and $299.

MiFund – MiLoan

How it works

MiLoan allows you to finance your treatment plan for amounts between $400 and $30,000 for terms from 13, 24 or 36 months. The MiLoan system automatically calculates the fortnightly direct debit instalment over the term of your plan. For example, it could range from 13 months ($400 to $4,000), 24 Months ($4,001 to $12,500), or even 36 months ($12,501 to $30,000).

Requirements

Before you can use MiLoan, our front desk team will have to enter the treatment value into an application for you. The MiLoan system will then provide the details your repayments. You can choose to finance the full treatment cost or to pay for a portion of the treatment to reduce the financed amount.

If you are happy with the displayed fortnightly repayments, our team will enter your details and you will be able to complete an online application via smartphone, tablet or computer. Once your plan is approved, we will book your next appointment for the treatment.

Fees/Interest

MiLoan charges an interest-rate from 9.95% p.a. for the full three year term. In addition, you will be charged an establishment fee of between $65 and $225 (dependent on your loan amount and applicable term). This amount will be added to your plan amount as well as a $7.95 monthly account keeping fee, whilst your account is active. There are no early repayment fees payable.

To find out more about interest rates, contact MiFund directly on 1300 700 118 for full terms and conditions.

MiFund – MiLoan Interest Free

How it works

MiLoan Interest Free works similar to the MiLoan option. However, it allows you to pay for your treatment by direct debit over 36 months with 0% deposit and the first 12 months are interest free. This payment plan is for amounts between $2,000 and $30,000. As with MiLoan, the system automatically calculates the fortnightly instalment over the term of your plan.

Requirements

The requirements for MiLoan Interest Free are similar to MiLoan. Our front desk team will guide you through the plan details before sending you all details of the treatment plan and payment plan via SMS/Email. Then, you will have to complete your MiLoan Interest Free application online.

Fees/Interest

MiLoan Interest Free does not charge any interest during the initial 12 month period. After this initial period, a 13.5% interest rate applies for the remaining two years. Please ensure to read the full product disclosure prior to entering into an agreement with MiFund.

MiFund also charges an establishment fee of between $125 to $225 which is added to your plan amount. In addition, you will have to pay an $7.95 monthly account keeping fee whilst your account is active. There are no early repayment fees payable.

To find out more about interest rates, contact MiFund directly on 1300 700 118 for full terms and conditions.

Book an appointment

Book an appointment online for your treatment today. Alternatively, you can contact our team to learn more about Zip, Afterpay and MiFund plans.